Tony Robbins Power of Momentum

Hér má finna vídeó af Tony Robbins tala um “The Power of Momentum”

How to turn dreams, goals and resolutions into reality

http://tonyrobbinstraining.com/103/new-year-new-life/

50 viðskiptahugmyndir í frítímanum

Most people want a few more dollars in their wallets. But between an employer and family, the time most of us can devote to a second job is severely limited. Running a small side business can provide a few more options: you don’t have to show up at a set time and you can use skills you already have. Not all will be perfect for everyone, of course, and I’m sure that you’ll have a few ideas of your own after reading this list. If you’d like to share any other business ideas, please add them in the comments.

1. Selling collectibles — From antique books to teddy bears, there are plenty of opportunities to buy and sell collectibles. It’s important to familiarize yourself with the collectible of your choice but if you choose something that you’ve been collecting for a while, you’ve got a head start.
2. Locating apartments — It can take time to sort through apartment listings, but you can make some money by finding the perfect apartment for a renter.
3. Baby proofing — New parents often prefer to bring in an expert to make sure their home is safe for a new baby.
4. Calligraphic writing — If you’ve got elegant handwriting, you can pick up gigs writing or addressing wedding invitations, holiday cards and more.
5. Selling coupons — Search on eBay for coupons right now and you’ll see thousands of listings for coupons. It’s just a matter of clipping and listing what you find in your Sunday newspaper.
6. Pet training — A surprising number of people don’t know where to start in training a pet. Even teaching Rover simple commands like ‘Sit’ and ‘Stay’ can bring in a few dollars.
7. Running errands — A wide variety of people want to outsource their errands, from those folks who aren’t able to leave their homes easily to those who have a busy schedule.
8. Researching family trees — Amateur genealogists often call in experts, especially to handle research that has to be done in person in a far off place. If you’re willing to go to a local church and copy a few records, you can handle many family tree research requests.
9. Supplying firewood — The prerequisite for selling firewood is having a source of wood; if you’ve got some land where you can cut down a few trees, you’ve got a head start.
10. Hauling — As more people trade in their SUVs for compact cars, hauling is becoming more important: people have to rent a truck or hire a hauler for even small loads.
11. Image consulting — Image consultants provide a wide variety of services, ranging from offering advice on appearance to teaching etiquette.
12. Menu planning — For many people, the trip up in eating home-cooked or healthy meals is knowing what to prepare. Meal planners set a schedule to solve certain dietary problems.
13. Microfarming — Cultivating food and flowers on small plots of land allows you to sell produce easily.
14. Offering notary public services — Notary publics can witness and authenticate documents: a service needed for all sorts of official documents.
15. Teaching music — If you’re skilled with a musical instrument, you can earn money by offering lessons.
16. Mystery shopping — Mystery shoppers check the conditions and service at a store and report back to the store’s higher-ups.
17. Offering research services — Just by reading up on a topic and compiling a report on it can earn you money.
18. Personal shopping — Personal shoppers typically select gifts, apparel and other products for clients, helping them save time.
19. Pet breeding — Purebred pets can be quite value, especially if you can verify their pedigree.
20. Removing snow — During the winter months, shoveling walks can still be a reliable way to earn money. You might be asked to take care of the driveway too.

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Fleyg orð

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“I recommend you take care of the minutes, for the hours will take care of themselves.”

-Lord Chesterfield

 

Skilvísir viðskiptavinir fá ekki bestu kjörin?

Til þess að fá sem bestu kjörin frá bönkum og sparisjóðum þurfa neytendur og sérstaklega skilvísir viðskiptavinir bankanna að vera vakandi og vera dugleg að spyrja þjónustufulltrúa sína reglulega um hvernig sé hægt að bæta kjörin.

Markmið.is hefur borist til eyrna að ýmsir starfsmenn og þjónustufulltrúar banka og sparisjóða fái þau skilaboð frá yfirmönnum sínum að bjóða Gull eða Platinum kjör, sem bera með sér hagstæðari vanskilavexti, sérstaklega til þeirra einstaklinga sem hafa eiga erfitt með að standa í fullkomnum skilum á greiðslukortum sínum – - -

En þjónustufulltrúarnir eru á sama tíma beðnir um að bjóða skilvísum viðskiptavinum ekki á þessi sömu kjör að fyrra bragði, þó að þeir fullnægi allt í einu þeim kröfum sem bankinn gerir. En skilvísir viðskiptavinir geta að sjálfsögðu haft mikla hagsmuni af því að njóta allt í einu Gull eða Platinum kjara, enda bera slík kjör oftar en ekki með sér hagstæðari tryggingar, vexti og jafnvel ýmiskonar fríðinda í formi punktasöfnunar og/eða tilboða.

Ef satt reynist, er þá hægt að kalla þetta góða þjónustu?

Markmið.is hvetur því alla neytendur að vera vakandi yfir þeim sérkjörum sem bjóðast hjá bönkum og sparisjóðum landsins.

21 Sparnaðarráð

 Hér koma nokkur einföld sparnaðarráð sem kunna að koma sér vel þegar harðnar í ári:

 

1. Gerðu greinarmun á því sem þig langar í og því sem þú þarft
2. Leigðu spóluna/DVD-diskinn á bókasafninu, ekki á næstu vídeóleigu – það er mun ódýrara en hjá Bónusvídeó, kostar ekkert nema skírteinisárgjaldið!
3. Fáðu bækurnar á láni frá vinum og kunningjum eða bókasafninu –  í stað þess að kaupa bók, sem þú lest bara einu sinni.
4. Ekki keyra yfir hámarkshraðanum – fyrir utan það að slíkt væri ólöglegt og sektin er há, þá eyðir þú meira bensíni ef þú keyrir á 120 km hraða í staðinn fyrir 90 km, t.d. vegna þess að vindmótstaðan sem bifreiðin þarf að yfirvinna er mun meiri eftir því sem þú keyrir hraðar.
5. Ekki “hita” upp bílinn á veturnar áður en þú ferð inn í hann – klæddu þig frekar vel áður en þú ferð í bílinn, þú ert ekki eingöngu að spara dýrmætar krónur, heldur ertu einnig að vernda umhverfið.